N26

N26 is a German neobank headquartered in Berlin, licensed by BaFin as N26 Bank SE, operating across 24 European markets. Founded by Valentin Stalf and Maximilian Tayenthal in 2013.

The product covers personal current accounts and an N26 Business tier for freelancers and self-employed, with debit cards, sub-accounts (“Spaces”), and a recently added investment offering. In May 2026 N26 launched the Flexible Cash Fund — a Fidelity-managed money-market fund accessible across 17 EU markets, signalling a move into investment products. Cap table is broadly distributed across Tencent, Insight, Coatue, Third Point, Allianz X, and GIC; founders hold a minority stake after stepping back from operational roles.