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bunq

Business Banking Netherlands

Dutch neobank with EU business accounts, cards, and savings. Alternative to Mercury.

Details

bunq is a Dutch neobank offering personal and business accounts across the EU/EEA. The business tier covers IBAN accounts, debit and virtual cards, multi-currency wallets, sub-accounts, and savings, all controlled from a mobile-first app.

Buyers evaluate bunq on multi-currency coverage, sub-account/budgeting flexibility, integration depth, and whether the consumer-app feel suits a small business or freelancer workflow.

About bunq

bunq is a Dutch neobank headquartered in Amsterdam, founded in 2012 by Ali Niknam, who remains majority owner. The legal entity is bunq B.V., licensed as a bank by De Nederlandsche Bank.

The product covers personal and business accounts, multi-currency wallets, cards, and savings, available across the EU/EEA. Pollen Street Capital (UK) holds a minority stake. bunq has been profitable since 2023 and continues to expand its business-banking offering for SMEs and freelancers.

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