bunq
Business Banking Netherlands
Dutch neobank with EU business accounts, cards, and savings. Alternative to Mercury.
Details
bunq is a Dutch neobank offering personal and business accounts across the EU/EEA. The business tier covers IBAN accounts, debit and virtual cards, multi-currency wallets, sub-accounts, and savings, all controlled from a mobile-first app.
Buyers evaluate bunq on multi-currency coverage, sub-account/budgeting flexibility, integration depth, and whether the consumer-app feel suits a small business or freelancer workflow.
About bunq
bunq is a Dutch neobank headquartered in Amsterdam, founded in 2012 by Ali Niknam, who remains majority owner. The legal entity is bunq B.V., licensed as a bank by De Nederlandsche Bank.
The product covers personal and business accounts, multi-currency wallets, cards, and savings, available across the EU/EEA. Pollen Street Capital (UK) holds a minority stake. bunq has been profitable since 2023 and continues to expand its business-banking offering for SMEs and freelancers.