Adyen

Adyen is a single-platform payment processor combining cards, local payment methods, point-of-sale, and embedded finance behind one API. As a licensed acquiring bank it processes payments directly rather than routing through other acquirers, which is its main differentiator versus Stripe at the enterprise tier.

It is the platform of choice for many of the largest global merchants (Spotify, Microsoft, Uber, Meta, eBay), and increasingly a Stripe-comparable option for mid-market companies. Buyers compare on global rail coverage, processing fees at scale, onboarding speed for smaller merchants (where Stripe is faster), and how unified the analytics and reporting are across channels.

Adyen N.V. is a Dutch payments company headquartered in Amsterdam, founded in 2006 by Pieter van der Does and Arnout Schuijff. It is listed on Euronext Amsterdam (ADYEN.AS), independently controlled, with no US or non-European parent.

Adyen holds a Dutch acquiring bank license and operates as a single global platform across cards, local payment methods, point-of-sale, and embedded finance. It serves large enterprises (Spotify, Microsoft, Uber, Meta, eBay) and increasingly mid-market merchants across 23 countries with 4,300+ employees.